About First Citizens Bank
With 70 Southern California retail branches spanning from San Diego to Ventura County, OneWest Bank, a division of CIT Bank, N.A. (Member FDIC, Equal Housing Lender) offers local communities a full array of deposit and lending solutions for consumers and small businesses both in-person and online. OneWest Banks parent, CIT Group Inc. , founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $65 billion in assets.
We offer specialized local real estate and mortgage services with competitive rates, low down payment options and personalized service. Our Small Business Administration lending group specializes in financing solutions to meet the needs of growing California small businesses. We offer SBA 7(a), SBA 504 and Owner-Occupied Commercial Real Estate loans for the purchase or refinancing of owner-occupied commercial real estate, refinancing of equipment, acquisitions, business expansions and debt consolidations.